Argentina Orders Property Registries to Flag Price Swings Above 30%

UIF Resolution 93/2026, published on 10 August, rebuilds anti-money-laundering duties for every Argentine property registry and takes effect in 90 days.

Argentina's Financial Information Unit (UIF) published Resolution 93/2026 in the Official Gazette on 10 August, replacing the 2011 rules that have governed how the country's property registries report to the anti-money-laundering regulator. The change buyers and sellers will notice first is a new automatic alert: any transaction where the declared price has moved more than 30% within a year now has to be flagged.

What triggers a report

The reporting threshold for sales stays where it was — transactions above 750 minimum monthly wages (salarios mínimos, vitales y móviles). The architecture around it is what changes. Registries must operate on a risk-based approach with designated compliance officers, and flag not only the 30% price variation but also the accumulation of properties by a single party and inconsistencies in participant data. Reporting of lifetime usufruct, previously required above 200 minimum wages, has been dropped. Registrations of donations and property acts executed abroad have been added.

The deadlines

Suspicious operations must be reported within 24 hours, with a 90-day outer limit from the transaction date in money-laundering cases. Routine monthly reports are due by the 15th and must be filed digitally. Documents must be retained for ten years. The resolution enters into force 90 days after publication, the new reporting format starts in November 2026, and registries have 240 calendar days to adapt compliance manuals, codes of conduct and systems.

Why a 30% trigger means something here

Argentine residential property is quoted and settled overwhelmingly in US dollars, which is what makes a 30% annual variation a genuine signal rather than inflation noise — measured in pesos, the same threshold would catch almost every transaction in the country. Glopra's dollar series shows Argentine national prices up 1.6% year on year on Zonaprop's June 2026 data, the slowest reading in 27 months, at roughly $1,750 per square metre with a 5.46% gross rental yield.

What it does not change

The resolution adds documentation, not tax and not restrictions on foreign ownership. Argentina's standardised non-resident rental tax rate of 21% still takes that 5.46% gross yield to about 4.3% net before operating costs, and Glopra scores the market's Bubble Risk at 54, in the moderate band. The practical effect for a cross-border buyer is timing: registries will be asking for more supporting documentation, and asking earlier in the process.

Sources: Infobae (10 Aug 2026) https://www.infobae.com/economia/2026/08/10/la-uif-actualizo-las-obligaciones-antilavado-para-los-registros-de-la-propiedad-en-todo-el-pais/; Ámbito https://www.ambito.com/economia/la-uif-refuerza-los-controles-inmuebles-y-fija-nuevas-alertas-detectar-operaciones-sospechosas-n6308898

Market data: Argentina