Finland real estate market — prices, rental yield and trend
- Average price: $4,947 / m²
- Gross rental yield: 4.19%
- 12-month price change (USD): -6.2%
- Net rental yield: 2.93%
- Transaction cost: 2.6%
- Price basis: national average
Residential property in Finland averages $4,947 per square metre — -6.2% in dollar terms over twelve months, so a dollar buyer pays less than a year ago. That makes it the 38th most expensive of the 131 markets in the set.
What a buyer pays in Finland
The $4,947 figure is a national average across all residential property types, which flattens a wide spread — the capital typically runs far above it and small towns far below. Buying costs — transfer tax or stamp duty, notary, registration and agency — come to about 2.6% of the price here. On a 100 m² apartment at the average price that is roughly $12,862 on top of the $494,698 purchase price. That is below the 9.5% median across the set, which shortens the time it takes for a purchase to break even. Inside Finland we also track Helsinki separately, where the average is $9,619 — 94.4% above the national figure.
What it earns
A square metre lets for about $17.3 a month. Against a purchase price of $4,947 per square metre that is 4.2% gross, before tax. Both figures come from the same source and the same period, so you can check the arithmetic yourself. It ranks 116th of 151 markets by gross yield. Rental income is taxed at 30–30.3% — the rate is not a single number here. The 2.9% net figure we publish uses 30%.
How the tax works. Rental income is capital income: 30%, and 34% on annual taxable capital income above EUR 30,000; non-residents pay the same on net Finnish rent (actual expenses deductible). Across rents of USD 1,000-3,000 a month (about EUR 10,700-32,100 a year at 1 USD = 0.89222 EUR) that is 30.0-30.3%. Source: PwC Tax Summaries Finland, last reviewed 2026-06-24.
Where the price sits against its own history
Prices are -7.2% over five years and +0.9% over ten in local terms.
Finland house price index, 2016–2025 (2016 = 100)
| Year | Index |
|---|---|
| 2016 | 100 |
| 2017 | 101.1 |
| 2018 | 102 |
| 2019 | 102.4 |
| 2020 | 104.3 |
| 2021 | 109.1 |
| 2022 | 110.1 |
| 2023 | 103.2 |
| 2024 | 100.1 |
| 2025 | 97.8 |
Rebased to 100 in 2016, the index stands at 97.8 in 2025. The series is in local currency, and the twelve-month numbers above show how much of that a dollar buyer actually keeps.
How this figure is built
The price figure for Finland is built from asking prices from listings. It was last refreshed on 2026-10-15. We rate our confidence in this market’s data low — treat the figures as indicative and check them before acting. We recompute every market the same way; a figure that fails our checks is suppressed, not guessed.
Sources: Numbeo Finland [https://www.numbeo.com/cost-of-living/country_result.jsp?country=Finland&displayCurrency=USD]; Eurostat prc_hpi_a FI [https://ec.europa.eu/eurostat/api/dissemination/statistics/1.0/data/prc_hpi_a?format=JSON&purchase=TOTAL&unit=I15_A_AVG&geo=FI&sinceTimePeriod=2016&lang=en]; Eurostat prc_hpi_q RCH_A FI [https://ec.europa.eu/eurostat/api/dissemination/statistics/1.0/data/prc_hpi_q?format=JSON&purchase=TOTAL&unit=RCH_A&sinceTimePeriod=2025-Q3&lang=en&geo=FI]; Eurostat ert_bil_eur_a (USD); FX api.frankfurter.dev; PwC Tax Summaries FI [https://taxsummaries.pwc.com/finland/individual/taxes-on-personal-income]; GPG costs [https://www.globalpropertyguide.com/europe/finland/taxes-and-costs]; Statistics Finland (not readable) [https://pxdata.stat.fi/PxWeb/api/v1/en/StatFin/asvu/statfin_asvu_pxt_15fa.px]. Snapshot: 2026-10-15.
Related markets: Helsinki